As you can see from the table below, even the ticker symbols are similar! I recently read an article by two accountants which clearly show withholding taxes are taking a bigger bite out of ETFs returns than fees. Both are strong portfolios, but I like that XGRO has slightly greater global equity exposure. For example, the iShares XGRO and Vanguard VGRO are both growth ETF’s that are heavily North American focused. Are iShares and Vanguard ETFs as Good as Robo Advisors? Vanguard vs Other Funds. AUM: $5.8B. There are much better options in the market. XIC ISHARES S&P/TSX CAPPED COMPOSITE I 15.21%, VCN Vanguard FTSE Canada All Cap Index ETF 17.1%, ITOT ISHARES CORE S&P TOTAL U.S. STOCK 26.56%, VUN Vanguard US Total Market Index ETF 23.0%, VIU Vanguard FTSE Developed All Cap EX North America Index ETF 13.7%, XBB ISHS CORE CAD UNIV BND IDX ETF 25.56%, VAB Vanguard Canadian Aggregate Bond Index ETF 24.8%, USIG ISHARES BROAD USD INVESTMENT G 4.04%, VBG Vanguard Global ex-US Aggregate Bond Index ETF CAD-hedged 9.7%, XIC ISHARES S&P/TSX CAPPED COMPOSITE I 20.51%, VCN Vanguard FTSE Canada All Cap Index ETF 23.2%, ITOT ISHARES CORE S&P TOTAL U.S. STOCK 36.52%, VUN Vanguard US Total Market Index ETF 31.0%, VIU Vanguard FTSE Developed All Cap EX North America Index ETF 18.6%, XBB ISHS CORE CAD UNIV BND IDX ETF 12.22%, VAB Vanguard Canadian Aggregate Bond Index ETF 12.5%, USIG ISHARES BROAD USD INVESTMENT G 1.92%, VBG Vanguard Global ex-US Aggregate Bond Index ETF CAD-hedged 4.9%, XIC ISHARES S&P/TSX CAPPED COMPOSITE   23.5%, Vanguard FTSE Canada All Cap Index ETF 30%, ITOT ISHARES CORE S&P TOTAL U.S. STOCK 48.5%, XEF ISHARES MSCI EAFE IMI INDEX (23 %)EMG ISHARES CORE MSCI EMERGING MARKETS (5%), Vanguard FTSE Developed All Cap ex North America Index ETF (20.8%)Vanguard FTSE Emerging Markets All Cap Index ETF (7.7%). Hi, I’m 50 years old with $275,000 in the bank, $66,000 maxed out in a regular TFSA account and own my own home with precarious contract employment prospects lying ahead down the road. iShares gives you more US equity exposure (36.5% vs 31%) and less Canadian equity (20.51% vs 23.2%). It is not offered by Vanguard Canada, and should not be purchased by Canadian investors. Building a $1,000,000 RRSP Starting in your 30’s, 40’s, and 50’s. Would you be able to share that article? With VBAL, you’ll get slightly better diversification with your bonds portfolio with exposure to the US and global bonds. The local share market is dominated by a few big banks, miners, and retailers. For the everyday investor, the funds that Vanguard offers are more than enough, and probably less confusing than the massive amount of options that iShares has. I am seriously thinking of using VGRO in my TFSA, RRSP, CCPC and taxable accounts. Vanguard’s done it again. Even ETF’s targeting the same segment will have different asset allocations. I’ve heard John Hood on BNN say a few times, these are great for small accounts. Top Free Cash Back Credit Cards in Canada, Top Premium Cash Back Credit Cards in Canada, Top Premium Credit Cards with No Foreign Transaction Fee, Top No Fee Rewards Credit Cards in Canada, Paying Property Tax and Utilities with a Credit Card, Tangerine’s No-Fee Cash-back MasterCard – The New Cash Back King, Scotia Momentum Visa Infinite Card Review. Not sure what the logic is there. So, which company should you buy your ETF’s from? I then want to reshape my portfolio and rebalance so it’s more conservative (60% equities 40% bonds). For example, if you add 5% of your portfolio in VAB, this means that you’ve added 5% bonds. Vanguard cut the management fee on one of its largest equity ETFs, the Vanguard FTSE Global All Cap ex Canada Index ETF (“VXC”), by five basis points from 0.25% to 0.20%. I always find the disclosures cumbersome in this regard. In July 2014, Vanguard Canada released the Vanguard FTSE All-World ex Canada Index ETF (VXC). Since iShares switched their CBN ETF to xgro, xgro inherited the printed mer. Vanguard ETFs ® are managed by Vanguard Investments Canada Inc., an indirect wholly-owned subsidiary of The Vanguard Group, Inc., and are available across Canada through registered dealers. If you already have a defined benefit pension (which acts like fixed income), then you may want to get more aggressive and go with VGRO/XGRO/ZGRO. Sign Up With Questrade Now & Enjoy an Exclusive $50 Promo. Is It Easy and/or Simple to Invest With Vanguard or iShares All-in-One ETFs? iShares Core S&P/TSX Capped Composite Index ETF. Liquidity. iShares XDV appears to have the greatest asset haul in Canada at almost $1.4 billion. What We Like: With an MER of only .06%, VCN offers an ultra low-cost ETF that’s also highly diversified, due to it’s all-cap exposure to small, medium, and large Canadian corporations. Vanguard vs Other Funds. Previously I wrote this article about playing the global market with the iShares MSCI World ETF (NYSEARCA:URTH).I have been asked to compare URTH and the Vanguard … Shami Since mer is not calculated until one year after (like filing taxes), we do not know the true mer for xgro but it ‘should’ be around 0.21%. These are good for smaller and larger balances IMO. Say I start with all in one growth ETFs at 20 years old and continue until 50 years. Both companies offer excellent products that are often very similar. Learn how your comment data is processed. That’s NOT good. The advantages of choosing either the Vanguard or the iShares all-in-one ETFs versus a robo advisor (which use the exact same ETF-based passive investing strategy) is that the MERs for the all-in-one ETFs are less than half of the cost of those that robos charge. In general, we think you should go with iShares. iShares total US stock follows a different index (SP1500 vs CRSP) which should hold fewer stocks in excluding the smaller cap companies. Sell pieces of VGRO as you age while adding VBAL. RKB, I would look at your entire portfolio to help decide which investment strategy to go with. How do I set up PACC with iShares if I use a discount broker (in my case Scotia iTrade)? By analyzing existing cross correlation between VANGUARD FTSE CANADA and ISHARES SP TSX, you can compare the effects of market volatilities on VANGUARD FTSE and ISHARES SP and check how they will diversify away market risk if combined in the same portfolio for a given time horizon. In July 2014, Vanguard Canada released the Vanguard FTSE All-World ex Canada Index ETF (VXC). Hi all, I'm looking to go into a 'Couch Potato" portfolio with my non-registered accounts, and am curious about the best approach towards buying Are they good until retirement? Over 20 yrs, they would have been identical at 5.2% annualized. This will be listed as a management fee or MER, and will be displayed as a percentage value. A strong foundation is built for the long term and diversified enough to withstand whatever comes next. The Hypothetical Growth of $10,000 chart reflects a hypothetical $10,000 investment and assumes reinvestment of dividends and capital gains. Ticker: VCN. Everyone’s situation is different, but in general either one of these ETFs could comprise an entire retirement fund. You can read more about him. …i’ll stop overthinking them soon… Cheers, Pete C. 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